HDFC Bank Personal Loan Interest Rates

• If you are an HDFC Bank customer and apply for a personal loan, the loan amount will be granted within 10 seconds if you meet the requirements. If you are not an HDFC customer and have applied for a loan, the loan amount would be credited to the bank account within 4 hours of your loan being approved.
  
  
• You can apply for an HDFC personal loan by visiting the bank's official website.
  
  
• If you take out a personal loan from HDFC Bank, you will receive a variety of exclusive perks, charges, and offers as a customer. If you are taking out a personal loan from HDFC Bank for the first time, you may choose your repayment period and the EMIs that you will have to pay.
  
  
• When you take out a personal loan from HDFC Bank, you may safeguard yourself by using the insurance coverage offered by the bank. Personal accident coverage of up to Rs. 8 lakh and critical illness cover of up to Rs.1 lakh are available.
  
  You can claim the cover amount if you are injured in an accident or are hospitalized after being diagnosed with a serious disease. The premium amount, including tax and extra costs, will be withdrawn from your loan amount.

Here is the HDFC Bank personal loan rate of interest-

• Cheque switching fees are Rs.500.
• Charges for amortization schedule: Rs.200
• Cheque bounce fees are Rs.550.

• To be eligible for a personal top-up loan, you must be between the ages of 18 and 65.
• The applicant must be an Indian citizen.
• Should be either salaried or self-employed.
• Should already have an HDFC Bank house loan.

• Identity evidence - A copy of any of the following documents:
• Aadhaar, Passport, Voter ID Card, Driving License
• Address evidence - A copy of any of the following documents:
• Passport, Voter ID Card, Driving License, and Aadhaar Bank Statements for the Previous Three Months
• Passbook for the preceding six months
• Two recent wage slips or a current dated salary certificate