Tata Retirement Savings Fund Moderate Plan Direct Growth

Solution Oriented
Retirement
Very High Risk
5Y Lock In
16.20%
3Y annualised
-0.28% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 24 May 2024₹67.89
Min. SIP amount₹150
Rating3
Fund size₹1,977.17Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns32.8%16.2%15.4%16.3%
Category average31.6%16.0%14.8%NA
Rank with in category182319NA
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Holdings (73)

NameSectorInstrumentAssets
FinancialEquity5.20%
EnergyEquity4.41%
Consumer StaplesEquity3.47%
FinancialEquity3.32%
ChemicalsEquity2.86%
TechnologyEquity2.72%
ServicesEquity2.47%
Consumer StaplesEquity2.44%
Metals & MiningEquity2.39%
ServicesEquity2.16%
See All

Pros and cons

Category: Solution Oriented Retirement

Pros

Cons

Lower expense ratio: 0.62%
Lock-in period: 5Y
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 3.07 The fund has generated returns higher than benchmark - CRISIL Hybrid 25+75 Aggressive Index - in the last 3Y

Expense ratio, exit load and tax

Expense ratio: 0.62%

Inclusive of GST

Exit load

Exit load of 1% if redeemed before 61 months.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹150

Fund management

Fund house & investment objective

Fund house contact details

Address
9th Floor, Mafatlal Centre,Nariman Point, Mumbai 400021
Phone
1800-209-0101
Launch Date
30 Jun 1995
Tata Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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