1M
6M
1Y
3Y
5Y
All
| NAV: 24 May 2024 | ₹179.41 |
| Min. SIP amount | ₹500 |
| Rating | 2 |
| Fund size | ₹1,079.86Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Equity Sectoral / Thematic
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 23.9% | 14.5% | 10.2% | 11.9% |
| Category average | 24.5% | 15.7% | 12.1% | NA |
| Rank with in category | 11 | 9 | 11 | NA |
Understand terms
Holdings (33)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
ICICI Bank Ltd. | Financial | Equity | 17.52% |
HDFC Bank Ltd. | Financial | Equity | 14.55% |
Bajaj Finance Ltd. | Financial | Equity | 5.71% |
Axis Bank Ltd. | Financial | Equity | 4.97% |
SBI Life Insurance Company Ltd. | Insurance | Equity | 4.43% |
Shriram Finance Ltd | Financial | Equity | 4.11% |
Indusind Bank Ltd. | Financial | Equity | 3.70% |
State Bank of India | Financial | Equity | 3.67% |
Indian Bank | Financial | Equity | 3.41% |
Karur Vysya Bank Ltd. | Financial | Equity | 3.23% |
See All
Pros and cons
Category: Equity Sectoral / Thematic
Pros
Cons
Lower expense ratio: 1.18%
Consistently lower annualised returns than category average for the past 1Y, 3Y and 5Y
10Y annualised returns higher than category average by 0.12%
Low rating: 2
Higher alpha: 2.94
The fund has generated returns higher than benchmark - NIFTY Financial Services Total Return Index - in the last 3Y
Expense ratio, exit load and tax
Expense ratio: 1.18%
Inclusive of GST
Exit load
Exit load of 1%, if redeemed within 30 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹500 |
Fund management
Preethi R SMay 2022 - PresentView details
Preethi R S
May 2022 - Present
View details
Education
Ms. R S is B.E and MBA (Finance).
Experience
Prior to joining UTI Mutual Fund, she has worked with PwC India.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comCompare funds
UTI Banking and Financial Services Fund Direct Plan Growth
VS
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